Premier Realty Group, Inc



Posted by Premier Realty Group, Inc on 1/19/2020

Photo by Mastersenaiper via Pixabay

When it comes to financing your home, you have a several mortgage options available. Each type of mortgage offers different advantages, so be sure to do research before applying. Below are some of the most popular types of mortgages borrowers may consider. 

Conventional Loans

A conventional loan is a mortgage not insured by the federal government. In most cases, conventional loans will conform to the standards established by Fannie Mae and Freddie Mac. However, some lenders may offer loans that do not adhere to these standards, which are known as non-conforming loans. In most cases, conventional loans will require a down payment of 20 percent. Otherwise, you will have to pay mortgage insurance. 

FHA Mortgages

FHA mortgages are a popular type of government-backed loan that is designed to give people with lower credit scores and/or lower buying power the ability to purchase a home. If you opt for an FHA mortgage, you may not need to make as large of a down payment, but you will need to pay mortgage insurance. Backed by the Federal Housing Administration, these loans are popular among first-time homebuyers. 

VA Mortgages

VA mortgages are home loans backed by the U.S. Department of Veterans Affairs. These loans are available to current members of the military as well as veterans. If you qualify, VA mortgages are very beneficial, as they offer a lower interest rate and may not require a down payment. VA mortgages don’t require you to pay any mortgage insurance, either. 

Jumbo Mortgages

A jumbo mortgage is a loan that has limits higher than most other mortgages, which allows you to buy a more expensive property. These loans are most popular in areas where home prices are higher. Interest rates on jumbo mortgages are usually comparable to the rates paid on a conventional loan. However, the qualification requirements are much more strict. In most cases, you will need to show proof of significant assets, as well as a high credit score. Some lenders may offer other options, but the mortgages above are the most common. 

Keep in mind that even after you have chosen the type of mortgage you want, you will still have other decisions to make with regard to the type of rate and the length of the term. To make the best decision for your needs, consider working one-on-one with an experienced mortgage agent who can review your situation and help you choose the loan that makes the most sense.




Categories: finance   mortgages  


Posted by Premier Realty Group, Inc on 1/17/2020

This Condo in Reading, MA recently sold for $587,000. This Townhouse style home was sold by - Premier Realty Group, Inc.


18 CARNATION CIRCLE, Reading, MA 01867

Condo

$575,000
Price
$587,000
Sale Price

7
Rooms
2
Beds
2
Baths
WELCOME to GREENHOUSE ACRES. It feels like a SINGLE FAMILY, with all the convenience of TOWNHOUSE living. This REGENCY-STYLE unit has been REMODELED and UPDATED over the past few years. The kitchen was gutted and redesigned with ENTERTAINING in mind. The ISLAND seats SIX comfortably Both FULL BATHS were also gutted and redesigned. All FLOORS and STAIRWAYS, except 2nd floor bathroom and LL are HARDWOOD. If you don't need the oversized DINING ROOM, it has the ability to be used as a bedroom, as a DOUBLE CLOSET has been added and the FULL BATH is steps away. The SECOND FLOOR MASTER BEDROOM has a WALK-IN CLOSET and its own LOFT, perfect for an OFFICE or cozy sitting room. The GUEST BEDROOM is also spacious. The LOWER LEVEL is FINISHED, with an additional STORAGE ROOM and TWO OVERSIZED STORAGE CLOSETS. The GARAGE holds TWO VEHICLES, with additional parking in the DRIVEWAY. Look forward to sitting on your own DECK next summer. Don't miss out!!

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Tags: Real estate   Condo   01867   Reading  
Categories: Sold Homes  


Posted by Premier Realty Group, Inc on 1/12/2020


 

Are you looking for some new and unique flooring options for your home? Check out this list of artistic, eye-catching and unique flooring options from around the globe.

Roman Tile Floor

The most luxurious homes during the Golden Age of Rome boasted floors that were a fantastic work of art. Tiny colored tiles were created with meticulous care to make beautiful mosaics. Animal motifs were common, but so were geometric patterns. Some Romans also enjoyed heated floors. In this present day, you can have a mosaic floor just as the Romans, and have it heated for some extra cash, too.

Bamboo Cane Floor

Over the years, bamboo has become popular as an eco-friendly choice to hardwood. Bamboo has the same shiny, grainy and smooth appearance of a typical wooden floor and the same durability, too. However, bamboo grows faster than regular trees, which makes it a renewable source. Bamboo is easy to clean and can last for many years.

Log End Floor

Log end floor is a different twist on the standard hardwood floor. With an amazingly rustic yet sophisticated appearance, the log-end floor is made of well-crafted log pieces to bring the feeling of a traditional log cabin and a splash of high-class.A log-end floor has a very flexible design and is superbly comfortable to walk on.

Rubber Floor

If you want to think out of the ordinary in regard to floors for your kitchen, a rubber floor is a beautiful, unique flooring choice. Typically, used in playroom and gyms, rubber is springy underfoot and soft, so it is excellent for standing for an extended period, such as when cooking or washing the dishes. A rubber floor is durable and requires low maintenance. It will provide a fresh and unique look for homeowners who want something different.

Penny Floor

A fresh and exciting trend is known as a penny floor aka copper floor. Penny floor is just as the name implies: a layer of pennies makes up this unique floor, held firmly into place with a sealant. Even though it takes a considerable amount of time to lay down all the pennies, it is surprisingly affordable. If you want stylish flooring for your home without spending too much, the penny floor is a great choice.

When renovating your home, you should consider choosing a unique flooring option as it can boost the value and appeal of your home. Not sure what to pick? Ask your real estate agent what flooring types are the best return on investment in your market.





Posted by Premier Realty Group, Inc on 1/5/2020

Whether you’ve just bought a home or you’re hoping to spruce up your current house, redecorating can be a great way to make a home feel new and exciting. However, when it comes to the actual decorating and design, many homeowners are at a loss.

Sure, you could hire an interior decorator to help you out, but oftentimes that expense doesn’t fit into the average homeowner’s budget, especially if you just spend thousands closing on a new home.

Fortunately, there are many free sources of inspiration available that will help you identify the right style for your home at the right price for your budget.

In today’s article, we’re going to give you some tips on where to find interior decor inspiration so you can get started on restyling your home.

Grab an app or two

Searching for redecorating tips doesn’t have to be a full-time job. You can browse ideas when you’re on the train to work, relaxing in bed at night, or waiting for an appointment at the doctor’s office just by downloading a few select apps on your phone.

Two of the most common apps for home decorating are Pinterest and Instagram. However, you’ll need to give those apps some information to make sure you’re getting the right images in your feed.

On Pinterest, add “home decor” “interior design” and “home decor ideas” to your interests so that you’ll see those images and articles first in your feed.

For Instagram, you’ll have to follow accounts that post what you’re looking for, then Instagram will recommend similar accounts.

Here are a few common interior design accounts to get started with:

Take an online course

There’s more to interior decorating than just finding some furniture you like, making sure it will fit in your living room, and buying it. Design principles of color, texture, and form all work together to create the full experience of a home’s interior.

While people study for years to develop techniques of design, you can learn the basics relatively quickly. If you’re interested in learning something new and updating the design of your home, you could take an online course in interior design.

Howcast has a great series of free videos called Interior Design Basics that will provide you with a good overview. Then, if you want to continue learning, check out one of SkillShare’s many interior design courses.

Take a trip to the library

When it comes to seeing the best examples of interior decoration or finding detailed information on design techniques, nothing can beat your local library. Most libraries also have subscriptions to common magazines like Better Homes and Gardens, Elle Decor, and HGTV Magazine.

If your library doesn’t have many options, you can often request items for free through their interlibrary loans system. They’ll send you books and magazines from surrounding towns and give you a notification when they’ve arrived.





Posted by Premier Realty Group, Inc on 1/4/2020


200 LEDGEWOOD DRIVE, Stoneham, MA 02180

Rental

$2,250
Price

5
Rooms
2
Beds
2
Baths
LEASE this rare 2 bedroom corner unit at THE MONTVALE in Stoneham. You will love the OPEN FLOOR PLAN with a LARGE LIVING ROOM & a LARGE DINING ROOM too! Just wait until you see the MASTER SUITE, with loads of sunlight, complete with a FULL BATH & a DRESSING AREA & a WALK IN CLOSET. BEDROOM #2 is nicely sized with another full bath. LAUNDRY is in the UNIT, Extra Storage available too. 2 DEEDED PARKING SPOTS, Garage space # 17 & space # 118 (located to the left of the lower garage entrance) Storage Closet #306 . Pets are not allowed with rentals. Tenant must have renters insurance. Available immediately.
Open House
No scheduled Open Houses

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Tags: Real estate   Rental   02180   Stoneham  
Categories: New Homes  




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